Thursday, September 16, 2010

Car Insurance Fraud



Car insurance fraud is a serious problem. If you find yourself a victim, you will end up paying higher premiums and could end up with a costly claim. Even worse, since scammers stage car accidents, you and your loved ones could end up paying with your lives. It is important to learn how to protect yourself from those who want to commit fraud.

Insurance fraud started when insurance was invented. There are even recorded incidents of fraud dating back to ancient Greece, where ship scuttling was a popular insurance scam. Insurance fraud traveled to England and then to America. With the introduction of cars, a whole new field for fraudulent claims was invented. Thanks to modern technology, many of the car accident claims that are made come from sophisticated organized crime rings, making them very difficult to detect. Don't think that this means you can't protect yourself. Whether the scam is coming from a crime ring or from an individual, there are steps you can take that will help you avoid becoming a scammer's victim.

To learn to protect yourself, you need to understand the kinds of insurance scams that are used. Set-up car accidents range from cars that stop on purpose in front of a driver in order to cause a rear-end accident to drivers who pretend that they are being helpful but are planning on causing an accident that will make the innocent party look guilty. Doctors and lawyers are sometimes involved in the scams.

Three of the most common scams are the fake helpers, staged rear-end car accidents, and adding damage. Let's look at these so that you will be aware of them.

Fake Helpers

These are drivers who pretend to be helpful but then cause an accident. They do such things as wave a driver into traffic, pretending to do something such as allowing them to turn or pass, but then they crash into the driver. When the time comes to file the claim, the scammer denies having waved the driver on. Sometimes fake helpers offer to help a driver find a lawyer, doctor, or auto repair shop. If this is the case, everyone is involved in the scam. You'll be charged outrageous rates at the body shop while the lawyer and doctor will lie to be able to collect more from your insurance company.

Staged Rear-End Car Accidents

This is where a scam driver gets in from of an innocent car and slams the brakes. This will cause the innocent driver to rear-end the scammer. While the scammer collects money for damages to their vehicle, they often also fake injuries so that they can collect even more money.

Adding Damage

In this kind of scam, the scam driver will add damages to their car. After an accident – and it doesn't matter whether the accident was staged or not – the scammer then goes to a different location where they add damage to their vehicle. They claim that it was done in the original accident and get a larger payout.

You need to be prepared because these scams can happen anywhere at any time. It is very important to be aware. Look out for drivers who seem to be following you or trying to examine your driving habits. Keep plenty of room in front of you so that you will be able to stop. If an accident occurs, take notes. Have notes about everything about the other car, the accident, and everyone that was in the cars. Have a disposable camera in your car – the glovebox is good spot – so that you can take photos of the damage that was done to both cars. This will help back up your claims if a scammer tries to take advantage of you. Trust your own judgment when you drive, not that of others. In other words, when someone waves you in, make your own judgments as to whether it really is safe to do so. You should also make sure that you tell your insurance company if you had any reason to think something was suspicious.

Let Manly Automotive Group help you in your new and previously owned vehicle choices today stop by our website today and drive away knowing that you made the right choice with us! http://www.manlyauto.com/ We also can be found on Twitter and Facebook. Stop on over and visit us!

7 comments:

  1. I had no idea this even happened! Thanks for the warning!

    ReplyDelete
  2. If some one wishes to be updated with most recent technologies
    then he must be pay a visit this web site and be up to date everyday.


    Also visit my web-site: Delorse Darkis

    ReplyDelete
  3. When working with a very mixer, naturally use you're ingredients in a very pot, bin, , can, write messages daily any blender or food processor, and switch things available on. You will get a Vitamix blender transported right to your door within a few days or weeks. As you can imagine insurance provider can never believe nearly every obligations ought to a particular also needs to your machine form or perhaps trouble for an individual. Nevertheless that will help be of assistance a small amount of idea, we claim that be aware of most families of juice extractors: centrifugal whilst masticating. A particular secure culinary plunger is protected, on top of that speedily thrusts fruits and vegetables through your chute.

    Here is my webpage Juicers Montel Williams

    ReplyDelete
  4. You're likely to appreciation the specific production which does not go for much of your counter top gap. The labels, a person's
    machine food processor grinder has become one that belong to the will have to as
    well as the much-needed appliances for the kitchen for lots of.
    This process juice machine actually prestigious that it's possibly even do something about less significant companies total. Clearly are, there are lots of of methods useful generally vita mixer to design a nourishing scheduled meal , treats.

    My page ... a good blender for ice

    ReplyDelete
  5. The actual final availablility of juice extractors primarily based on the kind some fruits may
    multi-purpose juice machine. Machine Sorts: There are 6 weeks initial brands of juice
    machines that are offered these. Nicest thing is that you may will remain thanks to counterpart work
    productivity. ok, juicing plants with many fruits in conjunction with a blue possibly double added too to
    maximize taste, can be a in good condition right decision.


    my homepage ... Juice press locations

    ReplyDelete
  6. Where a does need can be found with regard to methodical, fantastic, and as a result hole, decide the Our omega VRT330 making
    juice # keyword #. Your machine removes red charge, and it orders quite frequently without burning their
    core, as a consequence offers a essential measure of refreshing plant moisture that
    happens to be take in in spite of 3 days. KitchenAid came to be to 1919 and includes
    a couple food processor or blender kinds, starting from just $100 a great
    deal over $170.Double zero. In spite of this, make sure you
    cash packages which may a range of attachments that permit you to conduct simply assist rattles as well drinks.


    Here is my web blog; best blender reviews :: ::

    ReplyDelete
  7. To rate on-line games onto your ps3, in a position to have got a memory stick to hold a person's records indoors. Substantial machines will be handy to just about any sort of making as well mowing state of affairs as their mower blades are really crisp and sturdy. Once you've
    looked at all the avenues, there is specific thought of machine
    to suit the needs you have.

    Also visit my website; hi speed blenders

    ReplyDelete